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What are a Cell Phone's Long Distance Calling Rules?

No, it's not a silly question

macrame cell-phone

After years of swearing off the demon devices, I finally caved and treated myself to a new iPhone. It wasn't really the need to call people that made me get one, it was the fact that everytime I left the house, I never could take my contact list with me, or my to-do list, or my calendar. And of course I was unreachable if people needed to reach me. So, now I had this cool new phone, but I had no clue as to how the charges work when I go somewhere outside of my local calling area and I need to make a phone call.

It's not a silly question! I don't think it's something I should already know. The extremely helpful cell-phone salesgirl tried to make me understand the rules of cell phone long distance calling to no avail. I asked at least 3 or 4 of my friends and none of them could answer. And I actually used to work for that crappy Bell Mobility company...anyway, I looked on the Internet and here it is in a nutshell:

For PLACING (outgoing) calls:
The only thing that counts is 'where you are'. Your own phone number has no importance whatsoever. You can only call local near where you are. So if you are in Montreal, you can call local in Montreal, if you are in Vancouver, you can call local in Vancouver. If you are in Toronto with a Vancouver phone number, you can call Toronto local, but calling Vancouver will be long distance even if your number is from there. When placing calls, look at your cell phone like if it was a public payphone from the city you are currently in. If it would be a long-distance to call where you want to call with a payphone, its will also be the case with the cell phone.
For RECEIVING (incoming) calls:
If you are outside your local calling area, you will be charged long-distance for any and all incoming calls .

I'm running with this now. I hope it's right.

What are a Cell Phone's Long Distance Calling Rules?
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